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A Raymond Randall's Articles in Debt




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  • Improvement is 'All About You'
    Everywhere I look in my house, there are improvements to make, and I am not talking about the building where my family lives. By home, I mean where you spend most of your time. Our houses shelter us; our personalities and bodies are home, and sometimes home is not so sweet. Here are five recommendations that might change the appearance of where you live.
  • El Marketing, Das Marketing, Le Marketing
    While reviewing site stats, I noticed 18 foreign countries as domain origins. This prompts my curiosity. Should I hone my marketing efforts to serve these visitors in their native tongue?
  • Before Spending Your Money-Visit Forums
    "Click Here" on a secure server sets off a chain of events approving your credit card (you hope), dispatching an email to your inbox, and delivering your report or ebook. You never talked to the provider (and for all you know, they may be sleeping or on vacation).
  • Do It Yourself Or Outsource
    If you think you can do it all from writing website content to search engine optimization, you are wrong. It cannot be done, and you should not try doing it.
  • Fedspeak: Polyglot Perspicacity
    Federal Reserve watchers hope Ben Bernanke tells us a lot so that senatorial Humpty Dumpty's do not seek explanations for economics "that haven't been invented just yet."
  • You Are Your Niche Market
    Your niche market is all about you and your distinctive insights and contributions. You are your niche market.
  • Shop 'Till You Drop In The Warmth of Your Home and Save Gasoline
    Internet shopping saves you time, saves you gasoline, and saves you money. If you want somewhere to go, head to the beach, the mountains, or your garden. Wandering up and down store ailes wastes time.
  • Aspiring Webmasters Want To Know,
    What gets you the income so many claim to make? You've read the ads, "so and so made $55,000 in one month" and this was their slowest month. Here are 5 considerations to ponder before thinking about income from your website.
  • You Can't Nail A Spider To Its Web
    We'd all like to fasten our hopes to a few ideas that will work perpetually, and then sit back waiting for the fortune to stream to our bank accounts. Unfortunately, life just does not work this way.
  • Speak up or Sit Down
    The caller asked, "Ray, would you speak to the Lions Club next month?" First my gut said, "No"; however, my head said, "Do it". Just how will I do it?
  • The Green Eggs and Ham of the Consumer Price Index
    During February, our local librarian decorates her bulletin board with Dr. Seuss book titles. Many parents trip their tongues over Seuss stories like Green Eggs and Ham. "Do you like green eggs and ham?/I do not like them, Sam-I-am./I do not like green eggs and ham", nor do I like the cost based on Consumer Price Index records.
  • America's Nightmare: When Do We Awaken?
    When reading The New York Times and The Wall Street Journal, I wish it were a dream. Symbols of economic uncertainty, cultural chaos, and ethnic frenzy prompt a longing for better days. What is happening to America?
  • The Federal Reserve Bank & What Credit Costs You
    Your bank's prime rate plus a margin rate your bank charges above prime determines your credit card charges. Many consumers do not want to read the fine print of their bank's credit card agreement. Often confused by the terms, we accept the terms with gratitude because we can borrow money.
  • Internet Marketing and Your Old Age
    Everybody wants to learn how to make money on the Internet. What about saving money for retirement and your future? If you don't do it, who will? Alan Greenspan, Chairman of the Federal Reserve Bank, recently confronted the U.S. Congress about the cost of future retirement benefits.
  • 'Will that be Cash or Credit?'
    From Bangkok to Edmonton, creditcard statements stuff mail and email boxes with payment deadlines. Every bill reminds the giver that gifts given freely do not come free. Giving and buying often exceed generosity and need as a brittle piece of plastic becomes an avaricious spoiler of hopes and dreams.

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