Calum MacKenzie's Articles in Mortgage Show All|Display Category|Title|Newest|Oldest What the Mortgage Forgiveness Debt Relief Act Means For You On December 20, President Bush signed a law that is meant to help homeowners who are facing foreclosure or who sell their homes in a short sale. Before this law, the Mortgage Forgiveness Debt Relief Act of 2007, if your bank or lender forgave a portion of your mortgage debt because the value of your home had decreased, the IRS treated the forgiveness as taxable income. Counseling and Hope for Sub Prime Mortgage Holders You may think that holders of a sub prime mortgage need more than just counseling - true! But there is a new program out which includes counseling as part of its scheme to help distressed borrowers.

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